Terms of Use

Last Updated: February 21, 2025

Acceptance of Terms

By accessing and using CRMortgage.com (the «Site»), owned and operated by Capital Residential Mortgage («CRMortgage,» «we,» «us,» or «our»), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

 

Site Access and License

We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal use. This license does not include the right to collect or use information contained on the Site for commercial purposes, reproduce, duplicate, modify, distribute, or resell any content from the Site.

 

Not an Offer of Credit

The information on this Site does not constitute an offer to lend or the solicitation of an offer to borrow. All mortgage products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all amounts.

 

Loan Information and Rates

Interest rates and terms displayed on the Site are subject to change without notice and may not be available at the time of loan commitment or lock-in. All loans are subject to underwriting approval. Nothing on this Site should be construed as a commitment to lend.

 

User Account Responsibilities

If you create an account on our Site, you are responsible for maintaining the confidentiality of your account information and password. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

 

Accurate Information

You agree to provide accurate, current, and complete information when using our Site or applying for mortgage products. You agree not to impersonate any person or entity or misrepresent your identity or affiliation with any person or entity.

 

Intellectual Property Rights

The content, organization, graphics, design, and other matters related to the Site are protected under applicable copyrights, trademarks, and other proprietary rights. Copying, redistribution, use, or publication of any such matters or any part of the Site is prohibited without our express permission.

 

Third-Party Links and Services

The Site may contain links to third-party websites or services. We are not responsible for the content, accuracy, or opinions expressed on such websites. These links are provided for your convenience only and do not imply our endorsement of these sites.

 

Disclaimer of Warranties

The Site and all information, content, materials, and services included on or otherwise made available to you through the Site are provided on an «as is» and «as available» basis. We make no representations or warranties of any kind, express or implied.

 

Limitation of Liability

In no event shall CRMortgage be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of the Site or with the delay or inability to use the Site.

 

NMLS Information

Capital Residential Mortgage is licensed under NMLS ID 1882064. NMLS Consumer Access: www.nmlsconsumeraccess.org

 

Equal Housing Opportunity

We are committed to the letter and spirit of U.S. policy for the achievement of equal housing opportunity. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of [State], without giving effect to any principles of conflicts of law.

 

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes.

 

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

 

Contact Information

If you have any questions about these Terms of Use, please contact us at:
Capital Residential Mortgage, LLC
Privacy Department
1604 Spring Hill RD, Suite 160, Vienna, VA 22182
Email: [email protected]
Phone: +1 571-567-7581
NMLS ID: 1882064