If you’re looking for the lowest rates on your mortgage loan and want to close quickly, Capital Residential Mortgage LLC and his team can help you achieve your goals. We’ll match you with the home loan that best meets your financing needs, and take you from application to closing with our hassle-free mortgage process.
Our highly efficient loan process gets your financing finalized fast while eliminating all of the typical home loan hassles along the way. From application to closing, we facilitate your loan through our 7-step process. Here’s how it works:
Step 1
We connect to talk about your credit and financing needs and manage your expectations. We’ll go over your loan options and guide you in picking the program and interest rate that makes the most sense for you.
Step 2
We prepare your application and gather as much as we can upfront. We’ll then inform you what additional documents are needed, including tax returns, pay stubs, bank statements, and employment history.
Step 3
After we receive your paperwork, we’ll order an appraisal, title insurance, tax transcripts, verify employment, and gather everything needed for closing. One of our loan processors reviews your file to “pre-underwrite” your loan, then it’s submitted for underwriting.
Step 4
Your loan is approved, but it comes with conditions that must be met before it can close. You’ll receive your loan commitment subject to such terms. Your loan officer will work with you to resolve these conditions immediately.
Step 5
We’ll assemble the needed documents outlined in your conditional approval and the third-party paperwork we ordered on your behalf. We’ll then submit your entire package to the underwriter for the “clear to close” on your loan.
Step 6
The underwriter reviews your loan, confirms that you have met all of the conditions, and signs off on final approval. Your loan is cleared to close!
Step 7
We’ll schedule your closing, gather the final paperwork, and confirm the total funds needed. Congratulations – You are now a homeowner!
Increase your earning potential by partnering with us. You’ll gain access to more products, better rates, and more advanced tools. Grow your business with the best in the industry!
We recruit and train the area’s top-producing loan officers and equip you with all you need to succeed.
Whether you’re a first-time buyer or looking to upgrade to a bigger and better home, we’ll find the mortgage that makes the most sense for your situation. We’ll secure your lowest rate and handle your application with speed and seamless communication through every step of the process.
With the current record-low rates, you can save a lot by refinancing. Draw on your home’s equity, switch from an adjustable-rate to a fixed-rate, or choose a shorter term mortgage. Let’s see if a refinance is right for you!
If you’ve been denied a home loan in the past, don’t be discouraged. Take the first step and contact us today to find the best mortgage solution that meets your current borrowing needs.
Fill out the form below and someone will be in touch within 24 hours (or sooner)!
CAPITAL RESIDENTIAL MORTGAGE LLC. © 2023. ALL RIGHTS RESERVED | 571-230-9228 | NMLS ID:1882064
CAPITAL RESIDENTIAL MORTGAGE LLC is a licensed mortgage company, with its main office located at 1604 Spring Hill Rd Vienna VA 22182. NMLS
Unique Identifier #1882064 (www.nmlsconsumeraccess.org). NMLS Consumer access is a free service for consumers to confirm that the financial-services
company or professional with whom they wish to conduct business is authorized to conduct business in their state.